loader image
WE FIND YOU A SUITABLE LOAN THAT WORKS FOR YOU
Buying Your First Home?
Let us help you to secure a home loan at the best interest rate possible. Buy your dream home today!
Buying Your Next Home?
If there is a chance that you’re looking to move into a bigger house nearby? Come to our One Stop Mortgage Shop for the perfect home loan solution.
Want To Refinance?
With our experts at your service, you can refinance your existing loan with a loan that offers a lower interest rate in the market.
Want To Invest?
At One Stop Mortgage Shop, we dole out financial investment advice to our clients from time to time. So, you can secure your family’s long-term future!
About US
Lorem ipsum dolor sit amet consectetur adipiscing elit
Whenever you decide to buy a home for your family, you don’t have to look elsewhere with One Stop Mortgage Shop at your service. Our team can help you to secure home loans for all kinds of residential property so that you can begin a new chapter with your loved ones. You will talk to our expert advisors and assessors who will help you make the right decision regarding home loans, refinancing investment, and much more in Australia. In most cases, you can secure home loans with either no deposit or low deposit schemes. We can also guide you on Expat Loans, SMSF Loans, Trust Loans, Non-Resident Loans, etc.
We can get tough loans approved!
Guarantor Home Loans
Now you will have no difficulty securing high-value loans for property investment. We just need a guarantor to back you up.
Waived LMI
Want to know if you are eligible for the waiving off of your Lender’s Mortgage Insurance? Come to One Stop Mortgage Shop and get all the insights.
No Deposit Home Loans
We have partnered with some of the leading banks in Australia which help us lend you home loans on no deposit whatsoever.
Low Deposit Loans
One Stop Mortgage Shop helps you secure low-deposit home loans for your investment property plans in Australia.
Australian Expat Loans
Buy yourself a home in Australia as One Stop Mortgage Shop can deliver Expat Loans to you at low interest rates.
Bad Credit Home Loans
Worried that your bad credit score will come in the way of you securing home loans? One Stop Mortgage Shop will ensure that you receive home loans even with a relatively bad credit score on your profile.
Investment Loans
Invest in the right property with loans from One Stop Mortgage Shop in Australia!
Unusual Employment
Even if you fall under the umbrella of unusual employment, we will do our best to help you obtain the necessary funds through home loans for your property investment.
Non-Resident Home Loans
With One Stop Mortgage Shop by your side, it’s easy to acquire home loans even if you are a non-resident citizen of Australia.
Trust Loans
Acquire loans against your property assets simply by coming to One Stop Mortgage Shop.
SMSF Loans
Buy residential properties in Australia under your Self-Managed Super Fund.
Commercial Loans
Pump funds right into your business with quick commercial loans secured by One Stop Mortgage Shop in Australia.

Expert Refinance Advice from Top Mortgage Broker in Vaucluse

When buying a new property, an owner can face difficulties choosing the type of loan that should be the best bet. There are generally two types of term loans available to homeowners; one is the same amount as the current mortgage and the amount higher than the existing mortgage. An applicant who currently has a first and second mortgage may also seek to consolidate the loans into a single first mortgage with a reduced overall interest rate, or to get a second mortgage in addition to an existing first mortgage. A house refinancing is similar to a new buy mortgage in that it is secured against your property. Our competent mortgage brokers in Vaucluse can assist you in increasing your chances of having your mortgage refinancing application accepted at the lowest rate that is currently available to you.

Residents may refinance their mortgage on a residential or commercial property with the assistance of our experienced and certified One Stop Mortgage Shop, Mortgage broker who will walk you through each step of the process. When you refinance your mortgage, you may be able to get a better interest rate, better conditions, a longer amortisation period, or you may be able to utilise the additional cash for a variety of purposes. You may get access to much-needed cash by refinancing your mortgage, which can be used for a variety of reasons. Because that money may be deposited straight into your savings or checking accounts, you can spend it for any purposes you see fit.
Our mortgage brokers have access to a large number of lenders and can assist you in obtaining favourable refinancing rates at a bank or through alternative lenders if your credit is even less than ideal. The brokers at One Stop Mortgage Shop can assist you with refinancing your existing mortgage to get more funds from the equity you have built in your house for personal use, to consolidate debts or pay off higher rate loans, to remodel your property, to finance a vehicle, or for any other purpose.

When a borrower refinances their mortgage, they have the option of changing the terms of their existing mortgage arrangement to something more suitable for their financial position and requirements.

For those, whose income and credit score have improved since they took out their mortgage, as well as those who have had their mortgages renewed or refinanced recently, refinancing may be an option for them to get a better interest rate and lower monthly payments. If, on the other hand, you are in a difficult financial situation and require additional funds to pay for home improvements, fund other expenses such as education financing or for any other reason, you may wish to refinance your mortgage and borrow additional funds from the equity you have built up in your home. That additional money will be available for you to utilise without the need for a second mortgage or a private mortgage.
Our mortgage brokers have access to a large number of lenders and can assist you in obtaining favourable refinancing rates at a bank or through alternative lenders if your credit is even less than ideal. The brokers at One Stop Mortgage Shop can assist you with refinancing your existing mortgage to get more funds from the equity you have built in your house for personal use, to consolidate debts or pay off higher rate loans, to remodel your property, to finance a vehicle, or for any other purpose.

When a borrower refinances their mortgage, they have the option of changing the terms of their existing mortgage arrangement to something more suitable for their financial position and requirements.

For those, whose income and credit score have improved since they took out their mortgage, as well as those who have had their mortgages renewed or refinanced recently, refinancing may be an option for them to get a better interest rate and lower monthly payments. If, on the other hand, you are in a difficult financial situation and require additional funds to pay for home improvements, fund other expenses such as education financing or for any other reason, you may wish to refinance your mortgage and borrow additional funds from the equity you have built up in your home. That additional money will be available for you to utilise without the need for a second mortgage or a private mortgage.
While refinancing your mortgage may offer a number of benefits and advantages, there are certain things you should be aware of before applying for a residential or business refinance. The following are some of the benefits and advantages of refinancing your mortgage:

Advantages of refinancing your property:

  • Debt Consolidation
  • Improve your credit score.
  • While lower mortgage rates are available, you should take advantage of them.
  • Take advantage of the equity in your house or business property to get cash fast.
Disadvantages of refinancing your property:

  • Fees for refinancing
  • Breaking your mortgage early may result in financial penalties.
Refinancing is a complicated process that requires an expert mortgage broker to help you navigate the different options. You should consider refinancing your home if it will save you money or allow you to take advantage of lower mortgage rates and more flexible terms. If you are living nearby Vaucluse and looking for a specialist to advise you on refinancing and whether it is a good idea for you, then please contact One Stop Mortgage Shop today at 1300 760 782!
Visit Our partner company for any Conveyancing Needs
We have the perfect company for your property conveyancing in Australia. With their team by your side, you no longer have to worry about the transfer of property from one party to another. All the important events such as signing the lease/contract, transferring funds, and handing over the keys will be taken care of by One Stop Mortgage Shop. Moreover, you will receive detailed reports on each property, so you can decide whether to invest in it or not. Their services are top-notch, they are incredibly professional, and we can vouch for them as well.
Why Choose Us
We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.
BanksOne Stop
Mortgage Shop
Support from a dedicated Home Loan Experts
A one-stop solution
Discounted interest rates
Legal duty to act in your best interests
16 hours phone enquiry support
25+ Years Experience
We know how to arrange proper funds for your residential property investment. Leave everything to our experts!
Get Expert Advice
Our team of experts is always ready to give you detailed reports and advice on how to proceed further,
Free Contract Reviews
Get unlimited contract reviews, Absolutly for free with One Stop Mortgage Shop!
Free Appointment
Are you interested in our services? Then come meet us by booking an appointment with One Stop Mortgage Shop for absolutely free!
Thousands of home loans from over 20 leading lenders
Get A Free Assessment